ALSECO iSPC

Единый расчетный центр в г.Алматы функционирует с 1998 года
и позволяет горожанам получать консолидированную информацию в удобном виде:
на бумажном носителе, по электронной почте
или в Личном кабинете потребителя через интернет.

Interaction between Banks and SPC

The utilities payments in Astana and Almaty are processed by single processing centers (“SPC”). Banks accept the payments. When accepting payments in cash desks on paper invoices, Bank employees do the following on a daily basis:

  • Accept money from payer;
  • Enter the amount of payment in the Banking system;
  • Stamp the invoice;
  • Tear off their part of the invoice receipt;
  • Collect invoices in a pile;
  • Make a register of piles;
  • Send payments received for a day to SPC.

Further, SPC receives the piles of invoices, processes (posts amounts paid to services), generates and submits a list of payments to the Bank; the Bank uses the list to transfer money to the settlement accounts of utilities providers.

Online payments

There are additional payment methods to pay in an electronic form. For this purpose, ALSECO JSC developed a service and provides it to the Banks.

The service allows
  • making payments on the Bank's website – online banking system;
  • making payments via payment kiosks and other payment systems;
  • integrating this service into the Bank cashier’s workplace.

This service is convenient both for people who pay for utilities and for the Bank.

Why is it convenient for a Bank?

Reduced load on cashiers accepting payments under SPC invoices due to a growing number of payment methods.

When the service is integrated into the cashier’s workplace, the Bank employee can type the personal account from the invoice and see the invoice image on the screen with offered amounts due for services; he/she just edits the amounts due, if necessary, enters the readings from the invoice and accepts the payment, after which the payment will automatically go to the SPC database.

  • reduced time for register generation;
  • reduced time and costs of daily delivery of invoices with accepted payments to SPC;
  • problems with return of receipts from the SPC to the Bank are excluded, due to the impossibility of processing, in cases where the personal account specified in receipt is not found in the SPC database, etc.;
  • reduced time for collecting paper invoices;
  • reduced time for piling invoices;
  • reduced time for register generation;
  • reduced time and costs of daily delivery of invoices with accepted payments to SPC;
  • avoiding discrepancies between the amount in the Bank's stamp and the amount specified on the invoice that resulted in the invoices returning unprocessed back from SPC to the Bank;
  • avoiding invoices returned from SPC to the Bank due to unprocessability, if a personal account indicated on the invoice has not been found in SPC database, etc.